Customized portfolios tailored to the needs of the individual investor
with ongoing investment management. The firm forms a partnership
with the clients to develop a plan that is best suited for their individual
situation.  Portfolios are built using the fundamentals of asset
allocation. This disciplined
and diversified approach uses Strategic and
actical Asset Allocation and does not include market timing.

9500 Brooktree Rd. Suite 302
Wexford PA 15090
Phone: (724) 799-8759
Fax: (724) 799-8746
Market Timer - an investor that
attempts to predict the future direction
of the market, often by shifting in and
out of investments in order to make
investment gains or avoid losses based on
their prediction of the market's direction.
Drazga Wealth Advisors, LLC
Equity -  Actively managed and index mutual funds and Exchange Traded Funds (ETFs).

Fixed Income - Individual securities, mutual funds, and ETFs. Mutual funds and ETFs
may be actively managed or index funds.  Individual bonds include US Treasury, CDs,
Government Agency, Municipal and Investment Grade Corporate bonds.

Sectors/Alternative asset class - 5-10% of the portfolios may be strategically invested at
any time in sector
/alternative funds or ETFs in certain portfolios as a means to benefit
from the
exposure to a particular market sector or alternative asset class. Examples of
sectors are health care, technology, and financials.  Examples are alternative asset
classes are real estate and commodities.